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XM

Limassol, Cyprus · since 2009
CySEC ASIC FSC

A mass-market broker with a very low entry point ($5), strong localization, and education; convenient for beginners.

EDITORIAL SCORE
4.2
Deposit from: $5
Platforms: MT4, MT5, XM WebTrader / app
+ Strengths
  • Very low entry point ($5), strong localization and education
  • CySEC + ASIC, compensation fund up to €20k
  • 1000+ instruments, MT4/MT5
— Limitations
  • Some clients are served through an offshore entity (Belize)
  • No separate raw account with a commission — the cost is in the spread

How the score breaks down

Functionality · weight 35% 4.2

Platforms: MT4, MT5, XM WebTrader / app. 1000+ instruments: forex, indices, commodities, metals, energies, stocks

Transparency · weight 25% 4.0

Regulation: CySEC (Cyprus, 120/10), ASIC (Australia, AFSL 443670), FSC (Belize). Segregated accounts; the CySEC entity is covered by the Investor Compensation Fund (up to €20,000). Some clients are served through the offshore entity (Belize).

Entry barrier · weight 25% 4.6

Min. deposit: $5. Account types: Micro, Standard, XM Ultra Low, Shares.

Cost of ownership · weight 15% 3.9

Standard/Micro from ~1.6 pips; XM Ultra Low from ~0.6 pips (spread only, no commission). No commission on Micro/Standard/Ultra Low (in the spread); on Shares — a commission

Verifiable facts

Each value links to its primary source.

Headquarters Limassol, Cyprus
Founded 2009
Regulators & licenses CySEC (Cyprus, 120/10), ASIC (Australia, AFSL 443670), FSC (Belize) xm.com ↗
Min. deposit $5 xm.com ↗
Platforms MT4, MT5, XM WebTrader / app
Account types Micro, Standard, XM Ultra Low, Shares
EUR/USD spread Standard/Micro from ~1.6 pips; XM Ultra Low from ~0.6 pips (spread only, no commission) xm.com ↗
Commission No commission on Micro/Standard/Ultra Low (in the spread); on Shares — a commission xm.com ↗
Instruments 1000+ instruments: forex, indices, commodities, metals, energies, stocks xm.com ↗
Fund segregation & protection Segregated accounts; the CySEC entity is covered by the Investor Compensation Fund (up to €20,000). Some clients are served through the offshore entity (Belize). xm.com ↗

⚠️ Terms may change — verify on the broker's website. Regulation may be offshore and may not cover clients from every country. Trading carries a risk of capital loss. Not investment advice.

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